financing options
Hvac payment solutions
NO DOWN PAYMENT. NO PAYMENTS. NO INTEREST FOR 12-MONTHS! + REBATES TO SAVE THOUSANDS
Finance your HVAC installation project or HVAC services with Phil's Heating and Air
Nothing down + no payments or interest for 12-months
Affordable Solutions for Every Budget
That's right! Our promotional financing offers $0 down, 0% interest, and $0 payments for 12 full months after your install. With nothing out of pocket, and payments that are easy on the wallet, you'll likely pay less than repairing your old HVAC unit, plus continuing to pay that high energy bill. Let us lower your energy bill, eliminate repair costs, and grant you full control of your climate. Call or text us today to explore the options (423) 741-549.
We understand that HVAC needs can arise unexpectedly. That's why we offer flexible financing options that can be stacked with available TVA Rebates, ensuring you get the best value without compromising on quality. Our competitive pricing, combined with these financing solutions and rebates, makes it easier than ever to maintain a comfortable environment in your home or business. Financing promotions and rebates will not last forever, though! Click below or read on to learn more about our financing options and contact us to get started.
Comprehensive Warranty Coverage
Peace of Mind with Every Installation
We stand behind our work with robust warranties on all installations and repairs. This commitment to quality ensures that you can enjoy your heating and air conditioning systems worry-free. When you use Phil's Heating and Air, you get the 12-Year Warranty System. This consists of:
- 12-Year Replacement Warranty
- 12-Year Parts Warranty
- 12-Year Labor Warranty
Most HVAC warranties are only 5-10 years maximum. We extend our warranty to 12 years to ensure your investment is protected, especially if you're financing your HVAC solutions. If you're paying payments... Your unit is protected. Trust Phil's Heating & Air to deliver not just excellent service, but also the assurance that your investment is protected.
Tri-Cities HVAC Financing Options
We have partnered with
GreenSky to offer flexible payment options for your HVAC project. GreenSky uses a soft credit check ahead of funding, using the highest score from all 3 credit reporting bureaus. This is how we determine if you qualify for our financing solutions. It also takes just a few minutes to get started. You can also
contact us directly to start your financing application
(423) 741-5459.
Need Service in the tri-cities area? Contact our air conditioning company Today!
Whether you need heating and cooling services in the Tri-Cities area, our HVAC financing options at Phil’s Heating and Air can help. Contact us today to learn more about what financing option is best for you!
more about phil's heating and air
Explore our services and learn more about our growing Tri-Cities, TN, air conditioning company! Need help now? Call us at (423) 741-5459 to get started today!

















